Showing posts with label home loan credit services. Show all posts
Showing posts with label home loan credit services. Show all posts

What Phoenix Lender Should You Choose?



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Our team has been able to help 70 clients this year already, and the market is doing great. Unfortunately, we have experienced a couple of contracts that have blown up. This had nothing to do with us or the house, but the lender. When we aren't working with Tom Ross, we have bad experiences. Why is that?


Well, there are a million different ways for a transaction to blow up. What's different about Tom and his team is their experience. Between him and 3 of his associates, they have over 50 years of experience! They are great at asking the right questions to determine if something is serious or not, and they can eliminate 95% of your headaches that come with getting approved for a loan. 

Once you remove the lending part from the equation, all you have to worry about is the appraisal and title issues. This is much more comfortable than having to constantly deal with your loan. Tom and his team have such a wealth of knowledge, they simply make the process easier and smoother, which will get you into your new home the fastest. 

If you have any questions for us or for Tom or are looking to buy or sell a home here in Phoenix, give us a call or send us an email. We would love to help you out!

Nova Home Loans can help you after a "strategic default" so you can own a home again!




Have you had a short-sale or a foreclosure in the past 2-3 years? Are you wondering about your financing options?


Your seasoning period will depend on what type of financing you're seeking. For example, veterans seeking VA financing will need to wait 2 years after foreclosure, and 1 year after a short sale. For FHA financing, you’ve got to wait a whole 3 years for a foreclosure or a short sale.


However, Nova Home Loans offers a Home Again Program that can benefit those with a strategic default on their mortgages.


After a strategic default, if you still have a 600 FICO score and can put 25% down, you can buy right away at Nova Home Loans.


If you don’t meet those requirements, don’t fret!


Nova offers an in-house Credit Services Department, where they can instruct you on what needs to be done to boost your credit and buy a home.


Nova will also work with a 700 FICO score so that at a closing, that score will jump to 720. That seemingly little jump will save you almost a $1,000. Sounds great right?


Best of all, this Credit Service offered by Nova Home Loans is completely free of charge.


If any of this information fits your situation, get in touch with us today!


Mobile: (602) 413-8195
Monique@MoniqueSells.com

Or call Tom at Nova Home Loans:

Mobile: (602) 791-5861
Tom.Ross@NovaHomeLoans.com