Having Mortgage Trouble? Don’t Worry - Help Is Available

 

One Home at a Time Housing Solutions can help anyone facing difficulties making their mortgage payments.

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Today I’m joined by special guest Maurice Brundidge of One Home at a Time Housing Solutions to discuss how they can assist anyone who has missed several mortgage payments and is facing foreclosure.

First, Maurice and his company perform a financial assessment of that individual or family to determine whether they can realistically afford to keep their house. If they can, they’ll put together a financial package that they can submit to their lender to request a loan modification. This package will consist of a hardship letter, their financial documents, and the lender application. 

If your application for a loan modification was turned down and you found the process intimidating or frustrating, they’ll make the experience much easier the second time around. 

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  We know that life happens, but there are options out there for you.

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If you’re on the verge of missing a payment, Maurice’s first piece of advice is to contact your lender and inform them of your situation. Lenders have programs in their imminent default area that will consider a loan modification on your behalf before you become a delinquent. 

If you previously received a modification and you’re on the verge of becoming a delinquent again, you can apply for another modification, but you can’t apply for the same reason as your previous application. 

We know that life happens, but there are options out there for you that can allow you to keep your home. If you’d like to get in touch with Maurice or would like a free consultation from him, just give him a call at (602) 703-4228. 

If you have any more questions for us about this topic or want to know what’s going on in our market, don’t hesitate to reach out to us. We’d be glad to help you.

Are Cash Offers Always the Best Option?

 

Is a cash offer always best? Not always. I’ll go over when a cash offer is and isn’t necessarily your best option when selling your home.

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As a seller, is a cash offer always your best option? You may be surprised, but the answer is no.

Cash offers are great if you need a fast close and don’t care about getting the absolute best price the market will bare. However, if you do want top dollar for your home sale, we will take about 90 days from start to finish.

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We know how to find you the right buyer.

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We know how to find you the right buyer in either situation. Whether you have time or need a quick close, we’ll make sure you get everything you want out of your home sale.

If you are looking to buy or sell a home, or if you have any questions, don’t hesitate to give us a call or send us an email. We look forward to hearing from you!

Support The Guerrant Foundation’s Worthwhile Cause

 

The 8th Annual Battle of the Sexes Tennis Festival is coming soon. This year, 100% of proceeds are being matched by The Guerrant Foundation.

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Anne Guerrant has traveled the globe as a professional tennis player. During her travels, what she saw in much of the developing world appalled her. Debilitating poverty. Families living on less than $1 a day. Anne and her husband, Terry, started The Guerrant Foundation to help these people by giving them small loans to start businesses. They make it easy for many people to be part of something bigger than themselves. The Guerrant Foundation's biggest fundraiser of the year is coming up. The 8th Annual Battle of the Sexes Tennis Festival will be held on Saturday, November 4th from 2 p.m. to 4 p.m. at The Phoenician (6000 E Camelback Road). This year, Anne and Terry are matching 100% of all the donations they receive and all of that money is going directly to help these budding entrepreneurs.

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 This year’s event will be held on November 4th from 2 p.m. to 4 p.m.

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The loans they provide aren’t hand-outs, they are hand-ups. The loans go to smart, capable, driven entrepreneurs who need just a little bit of capital to achieve liftoff. Since the foundation started, Anne and Terry have been able to help thousands of people around the globe write a new chapter in their family’s life.

To donate, go to: https://www.youcaring.com/WalkerBattleoftheSexes If you have any questions about the event, check out The Guerrant Foundation’s website here. We’re proud sponsors of this event and we look forward to seeing you there! If you have any other real estate questions in the meantime, don’t hesitate to give us a call or send us an email. We look forward to hearing from you soon.