Where Will Phoenix Interest Rates Head in 2015?

There are many great Phoenix area homes for sale. Click here to perform a full home search, or if you're thinking of selling your home, click here for a Market Analysis so you know what buyers will pay for your home in today's market. You may also call me at (602) 413-8195 for a FREE home buying or selling consultation to answer any of your real estate questions.

Hey everyone, today we are joined once again by Tom Ross of Nova Home Loans to talk about predictions, specifically predictions for where interest rates will be headed in 2015. 

There is a huge opportunity for buyers in our current market. Interest rates are at 2-year lows and there is a lot of smart money to be saved by purchasing a home in this market.

There is also a huge opportunity in our market for refinancing. There are a lot of people coming back into the market and readjusting their mortgages to get a better rate. In fact, if you got an FHA loan at any time in 2014, you need to refinance. It will save you thousands on your payments. 

Tom and Nova Home Loans are great at helping people refinance. They structure their refinancing a little differently, making the first payment cash positive right out of the gate.

If you have any questions or if you are curious about refinancing, give Tom a call. He can really help you out and make sure the decisions made about your home's future are in your best interest.

What are Our Team Members Thankful For?

There are many great Phoenix area homes for sale. Click here to perform a full home search, or if you're thinking of selling your home, click here for a Market Analysis so you know what buyers will pay for your home in today's market. You may also call me at (602) 413-8195 for a FREE home buying or selling consultation to answer any of your real estate questions.

Our team is here today to say thanks. We are so thankful to be in the real estate industry, serving amazing clients like yourself. We are very proud of our team, and we want to share with you what all of our team members are thankful for.

Our transaction coordinator is Seng Lhotka. Her job is to take all the escrows from pending to close, handle all the other closing details, and make everything as smooth as possible. She is most thankful for living in the beautiful sunshiny state of Arizona, having grown up in the cold winters of Minnesota.

Sara Barker is our listing coordinator. Her job is to market each of our homes beautifully to get them sold quickly. This holiday season she is thankful to be a part of our team and for being able to spend the holiday with her son.

As a buyer specialist for our team, it's Holly Huntimer’s job to save you time and money while finding your next home. This Thanksgiving she is very excited to enjoy the time with her family and get her hands on some of that delicious cranberry sauce!

Tom Ross is our preferred lender at Nova Home Loans and is thankful for the opportunity to work with us and share some of his knowledge with us on our videos. We are thankful for Tom, too!

And of course, I am Monique Walker. During Thanksgiving, I am most thankful for my two little girls, Sol and Alejandra. I can't wait to spend the whole day with them!

If you have any questions, or would like to tell us what you are thankful for this holiday season, feel free to give us a call or send us an email. We look forward to hearing from you!

You're Hurting Your Future Spending Power by not Buying NOW

There are many great Phoenix area homes for sale. Click here to perform a full home search, or if you're thinking of selling your home, click here for a Market Analysis so you know what buyers will pay for your home in today's market. You may also call me at (602) 413-8195 for a FREE home buying or selling consultation to answer any of your real estate questions.

Today, special guest Tom Ross from Nova Home Loans joins us to give us some great news! Interest rates are still incredibly low and are as good as we've seen them in two years. There are a couple of key reasons for this:

1. The Federal Reserve has stopped quantitative easing. This essentially means they're done printing free money and the dollar is getting stronger. 
2. Europe is about to fire up the printing presses. In short, Europe plans to start printing money, effectively devaluing their currency.  

There are a lot of great opportunities out there right now. It's a phenomenal time to take a look at where you're at and see if you can start saving today. To get in touch with Tom, you can reach him at (602) 791-5861. Give him a call to see how you can maximize your mortgage savings today!