We Specialize In These Phoenix Area Communities

Phoenix - Scottsdale - Paradise Valley

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Tres Razones Para Usarme Como su Agente

 
Being bilingual allows me to help more buyers achieve their real estate dreams, including Spanish-speaking buyers.

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You may not know this, but Yo hablo Espanol. I did my most recent video in Spanish, which you can watch above. If you’re not a native speaker, however, here’s what I talked about.

There are three reasons why you should hire me as your real estate agent:

1. I’ve been selling homes in this market for 14 years.
2. This year, I’ve helped over 100 families buy and sell homes in Phoenix and the surrounding areas.
3. My team sells homes in an average of 41 days, while the market average is 65.



There’s no language barrier for me.



I can help you sell your home for top dollar, then turn around and help you buy a great home while protecting you throughout the process. If you have any questions for me or know anyone who speaks Spanish, English, or both that could benefit from my team’s help, let me know. I look forward to hearing from you soon.

How Tom Ross at Bay Equity Can Help You

 
Our preferred lender, Tom Ross, has moved over to Bay Equity! How will this change benefit you?

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I’m here with Tom Ross, our preferred lender, who recently moved over to Bay Equity.

As a result, Tom is able to offer a higher level of service to our clients. Why?

One of the reasons Tom made the move to Bay Equity is to take advantage of new technology in the industry. Bay Equity is based out of Sausalito—you can’t establish a business that close to Silicon Valley without knowing something about technology!

Technology is incredibly important and provides speed and convenience for our customers. After signing up with Bay Equity, Tom has been able to eliminate some redundancies in the loan process. From the origination to DocuSign, all these new bells and whistles mean Tom can operate more efficiently and serve you at a higher level.



Tom guarantees a quick closing process, even for jumbo loans.



If you are getting a loan and want to close in three weeks, Tom can make that happen. He’s always been able to do so, but at Bay Equity, it’s just a bit easier. Tom guarantees a quick closing process; he can even close a jumbo loan within three or four weeks—assuming that you let your lender order an appraisal.

“Being able to underwrite everything within our own four walls has been a massive benefit,” says Tom.

Working with a lender like Tom to buy in today’s market will make your offer appear stronger to other buyers, as you’ll be able to close in three or four weeks.

If you have any questions for Tom, you can reach him at 602-791-5861 or tross@bayeq.com. As always, if you have any real estate questions for me, just give me a call or send me an email. I would be happy to help you!

How Will Today's Financial Market Affect You?

 
Let’s take a look at the what we can expect from interest rates in the future.

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Recently I met up with Tom Ross from Bay Equity to discuss interest rates, how the financial market is doing, and what this all means for you.

First of all, the federal funds rate increased .25%. This means we can expect a rise in interest rates. However, the federal funds rate doesn’t necessarily have a direct impact on interest rates—but it does “set the table,” so to speak, for them to change.

At the same meeting where the Fed made that increase, they also decided to no longer buy mortgage-backed securities. Previously, when they were still doing so, it was for the sake of something called quantitative easing.

Quantitative easing is when the Federal Reserve is printing money and buying mortgages to keep interest rates low. They haven’t been buying mortgages for a while, though. Instead, they would funnel money from loan payoffs back in.



We are here to help you make the best decision.



For buyers, this could well mean a rise in interest rates. Additionally, there is indication that the rates will be raising over a long-term period.

So for those who are thinking of buying, get an analysis of the current interest rates as compared to the next several years.

In any case, we are here to help you make the best decision.

If you have any other questions or would like more information, feel free to give me a call or send me an email. I look forward to hearing from you soon.