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Homes Are More Affordable Now in Phoenix


 
Buying power has just gone up in Maricopa County. Tom Ross is here with the latest news.

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I’m back once again with my preferred lender, Tom Ross of Bay Equity, to give you guys some important new information about mortgage loan limits here in Phoenix. Some big changes have come out this last week and we wanted to explain what was going on to you guys.

Fannie Mae and Freddie Mac have both raised their loan limits for conventional financing to $453,100 in Maricopa County. What this means is that you can essentially buy a $477,000 home with only 5% down. 



Your buying power has increased as a result.


It’s a big assist to the buying power of anybody who is looking to buy a home with conventional financing. It opens up the market a bit more as well.

If you have any interest in buying a home or just want to know more about these loan increases, give us a call or send us an email. We would love to hear from you.

Having Mortgage Trouble? Don’t Worry - Help Is Available


 
One Home at a Time Housing Solutions can help anyone facing difficulties making their mortgage payments.

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Selling a Phoenix Home? Check out our FREE Home Value Report

Today I’m joined by special guest Maurice Brundidge of One Home at a Time Housing Solutions to discuss how they can assist anyone who has missed several mortgage payments and is facing foreclosure.

First, Maurice and his company perform a financial assessment of that individual or family to determine whether they can realistically afford to keep their house. If they can, they’ll put together a financial package that they can submit to their lender to request a loan modification. This package will consist of a hardship letter, their financial documents, and the lender application. 

If your application for a loan modification was turned down and you found the process intimidating or frustrating, they’ll make the experience much easier the second time around. 



  We know that life happens, but there are options out there for you.



If you’re on the verge of missing a payment, Maurice’s first piece of advice is to contact your lender and inform them of your situation. Lenders have programs in their imminent default area that will consider a loan modification on your behalf before you become a delinquent. 

If you previously received a modification and you’re on the verge of becoming a delinquent again, you can apply for another modification, but you can’t apply for the same reason as your previous application. 

We know that life happens, but there are options out there for you that can allow you to keep your home. If you’d like to get in touch with Maurice or would like a free consultation from him, just give him a call at (602) 703-4228. 

If you have any more questions for us about this topic or want to know what’s going on in our market, don’t hesitate to reach out to us. We’d be glad to help you.

Are Cash Offers Always the Best Option?


 
Is a cash offer always best? Not always. I’ll go over when a cash offer is and isn’t necessarily your best option when selling your home.

Buying a Phoenix Home? Search all Homes for Sale
Selling a Phoenix Home? Check out our FREE Home Value Report

As a seller, is a cash offer always your best option? You may be surprised, but the answer is no.

Cash offers are great if you need a fast close and don’t care about getting the absolute best price the market will bare. However, if you do want top dollar for your home sale, we will take about 90 days from start to finish.


We know how to find you the right buyer.



We know how to find you the right buyer in either situation. Whether you have time or need a quick close, we’ll make sure you get everything you want out of your home sale.

If you are looking to buy or sell a home, or if you have any questions, don’t hesitate to give us a call or send us an email. We look forward to hearing from you!