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Giving Back to Our Heroes


 
We’re excited to announce our new program that will allow us to give back to the heroes in our community. Learn how it works here.

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I’m here today with my preferred lender, Tom Ross of Bay Equity, and we’ve been talking about how we can give back to our community, particularly to the people who have and still serve us in the community.

I’m so excited because we finally have a program designed to do just that: Giving to Heroes. Who qualifies as a hero? In this context, a hero could be any person who dedicates their lives to serving us in the community—such as a teacher, a nurse, a firefighter, a police officer, an active duty military serviceperson, a veteran, or, slightly controversially, an employee of the government sector.



We’re so excited to be able to contribute and give back.



With this program, we’re able to contribute toward these heroes' closing costs as our little way of thanking them for spending their lives serving us. We’re so excited to be able to contribute and give back.

If you have any lending questions for Tom, he can be reached at (602) 791-5861 or at tross@bayeq.comtross@bayeq.com.

If you’re curious about purchasing a property and you’re a hero, please feel free to reach out to us. We would love to serve you back.

How to Respond to Rising Interest Rates


 
What should you do about interest rates knowing that they’re on the rise? Tom Ross from Bay Equity is here to explain.

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I’m here today with my preferred lender, Tom Ross from Bay Equity, to discuss a question about interest rates: “What should you do about interest rates, knowing that they’re on the rise?”

Tom’s short answer is: Lock your rate in now.

People have it in their head that if they just wait long enough, they’ll end up with a lower rate eventually. But rates in the 3% area are long gone; at our highest this year, we’ve brushed 5% and came back down into the high fours. This time next year, the 4% rates will be long gone as well.



Try not to turn down any showings, if possible.



Those in the market need to wrap their heads around the fact that this climb in rates we’re going into will be long-term and sustained. We’re in the midst of a sort of trade war with China, and inflation tends to raise interest rates as well. In fact, the Federal Reserve has gone on record to say that they’re going to raise the federal funds rate at least four times between now and the end of next year. Two of those jumps might occur even before the end of this year.

Now the federal funds rate doesn’t directly impact mortgage rates, but as it rises, you tend to see interest rates come up.

If you have any questions for Tom about rising interest rates, you can reach him at Bay Equity by calling (602) 791-5861 or by sending an email to tross@bayeq.com

For any questions about real estate in general, we always encourage you to reach out to us here at RE/MAX Excalibur. We’d love to answer your questions.

Safety Tips For Selling a Vacant Home


 
If you’re listing a vacant home, there are certain safety tips you will need to follow.

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When selling a vacant home, following certain safety tips will be essential. Today, we’ll be sharing seven such tips: 

1. Set up a security system.

2. Install motion sensors and timed lighting. 

3. Ask a friend or neighbor to keep a car parked in your driveway. 

4. Have someone routinely pick up your mail.

5. Maintain your landscaping.

6. Keep blinds and curtains closed.

7. Check on the property after storms. 

Following these tips will help keep you and your asset protected during the listing process. 

If you have any other questions or would like more information, feel free to give us a call or send us an email. We look forward to hearing from you soon.